Bajaj Finance has partnered with ICICI Lombard Basic Insurance coverage together with different companions to supply automotive and two-wheeler insurance policy on the platform Bajaj Finance Insurance coverage Mall. These insurance policies will be purchased immediately on the platform via an all-digital and seamless buyer expertise journey.
Bajaj Finance companions with ICICI Lombard Basic Insurance coverage to supply automotive and two-wheeler insurance coverage insurance policies
The ICICI Lombard Automotive and Two-wheeler Insurance coverage insurance policies supply complete injury protection, together with third-party cowl and varied add-on advantages to automobile house owners. These insurance policies present intensive protection towards varied dangers and damages to autos.
Listed below are a few of the key options and advantages provided by ICICI Lombard two-wheeler and automotive insurance coverage insurance policies:
Presents complete protection: Get full protection for the insured automobile in addition to for the third get together.
Presents personal injury cowl: These insurance policies cowl damages prompted to the insured automobile by accidents, thefts, pure calamities and fireplace.
Presents third-party cowl: Get monetary protection for third-party liabilities. In case the policyholder is at fault and causes damages to third-party property or injures the individual, the coverage will cowl all of the incurred bills. It can compensate the third get together on behalf of the policyholder for the restore value or medical bills, if any.
Presents private accident cowl: This cowl supplies monetary assist in case of an accident leading to accidents or dying of the proprietor/driver. Get a private accident cowl as much as Rs. 15 lakh.
No Declare Bonus (NCB): Presents NCB for not making any claims within the earlier coverage 12 months. The policyholder can profit from the NCB by getting a reduction on the renewal premium primarily based on the bonus collected.
Aside from the above options, ICICI Lombard additionally provides a spread of add-on covers to assist prospects improve their automobile insurance coverage. These covers present further monetary backup, guaranteeing the shoppers keep absolutely coated in case of any emergency.
Add-on covers obtainable on ICICI Lombard motor insurance coverage insurance policies
Listed below are a few of the add-on covers provided to cut back restore bills.
No Declare Bonus (NCB) protector cowl: This add-on cowl ensures that the collected bonus stays intact even when the policyholder makes a declare through the coverage 12 months. In easy phrases, the policyholder is not going to lose any NCB.
24×7 roadside help cowl: The policyholder can name for rapid help throughout emergencies reminiscent of flat tyres, battery discharge, gasoline scarcity and extra.
Zero depreciation add-on cowl: Covers the complete value of repairs with none deduction of depreciation. It covers the restore or alternative prices of the elements that depreciate over time. Most insurers deduct the depreciation worth when settling the declare. This add-on cowl ensures your entire declare settlement with none deductions.
Engine safety add-on cowl: Covers the restore or alternative value in case of engine injury resulting from accidents, floods or different elements.
Further 9 add-on covers: Covers electrical/non-electrical equipment like fog lights, music system, seat covers and extra.
Why select ICICI Lombard motor insurance policy?
To reinforce buyer expertise, ICICI Lombard has, over time, introduced in modern options. Right here’s why one ought to take into account shopping for ICICI Lombard motor insurance coverage.
The insurance coverage firm provides tech-enabled automobile insurance policy for its prospects to reinforce buyer expertise.
Profit from its 100% digital declare inspection and settlement course of.
Use the IL Take Care app for fast coverage issuance and straightforward claims. This app helps increase claims and monitor the declare standing simply on cellular.
Moreover, the InstaSpect characteristic on the IL Take Care app initiates a dwell survey. This enables one to seize dwell video of the automobile damages from all angles and add it for fast approval.
The insurance coverage firm additionally provides sturdy buyer assist, with 24×7 name and chat help.
ICICI Lombard has 12,000+ community garages throughout India the place prospects can get their autos repaired with out paying any quantity upfront. Right here prospects can profit from the cashless declare facility and avail high quality providers.
Why purchase ICICI Lombard motor insurance coverage via Bajaj Finance Insurance coverage Mall?
Bajaj Finance provides a seamless buyer expertise and a hassle-free insurance coverage shopping for course of which includes zero paperwork. The corporate ties up with main insurance coverage firms in India to supply curated and customer-centric insurance coverage merchandise. The shopping for course of is straightforward, clear, and safe.
Customers can select from varied automotive insurance coverage and two-wheeler insurance coverage insurance policies on Bajaj Finance Insurance coverage Mall and buy seamlessly in only a few clicks. This makes it simpler for consumers to match and purchase automobile insurance coverage insurance policies that swimsuit their necessities and price range.
Disclaimer: T&C Apply. Bajaj Finance Restricted (‘BFL’) is a registered company agent of third-party insurance coverage merchandise of Bajaj Allianz Life Insurance coverage Firm Restricted, HDFC Life Insurance coverage Firm Restricted, Future Generali Life Insurance coverage Firm Restricted, Bajaj Allianz Basic Insurance coverage Firm Restricted, SBI Basic Insurance coverage Firm Restricted, ACKO Basic Insurance coverage Restricted, ICICI Lombard Basic Insurance coverage Firm Restricted, HDFC ERGO Basic Insurance coverage Firm Restricted, Tata AIG Basic Insurance coverage Firm Restricted, Niva Bupa Well being Insurance coverage Firm Restricted, Aditya Birla Well being Insurance coverage Firm Restricted, Manipal Cigna Well being Insurance coverage Firm Restricted and Care Well being Insurance coverage Firm Restricted underneath the IRDAI composite CA registration quantity CA0101. Please observe that, BFL doesn’t underwrite the chance or act as an insurer. Your buy of an insurance coverage product is solely on a voluntary foundation after your train of an impartial due diligence on the suitability, viability of any insurance coverage product. Any determination to buy insurance coverage product is solely at your personal danger and duty and BFL shall not be responsible for any loss or injury that any individual might endure, whether or not straight or not directly. Please refer insurer’s web site for Coverage Wordings. For extra particulars on danger elements, phrases and circumstances and exclusions please learn the product gross sales brochure fastidiously earlier than concluding a sale. URN no. ADVT/NR/23/435.